What I cover: real estate, mortgages, personal finance, travel and leisure, wellness, parenting, crime, anything Colorado
Baby boomers are struggling to downsize — and it could create the next housing crisis
As home prices rise and inventory of smaller, more affordable homes dwindles, baby boomers are facing a growing crisis: age in place or downsize (if they can afford it).
Four ways that women can build a retirement backup plan.
It's a sobering statistic: 64% of women have no back-up plan if they're forced to retire early, according to a Transamerica study1. An unexpected early retirement can create major challenges for women if they're not prepared. To avoid this dilemma, here are four strategies to help.
Millennials Leading Growth of New Home Buyers
Millennials are now the nation's largest demographic group at more than 70 million strong, and their purchasing power and appetite for homeownership is growing.
Weekly Mortgage Applications Report for April 10
A combination of rising interest rates and home prices this year is shaking the resolve of homebuyers and homeowners who no longer see an incentive to refinance. As a result, mortgage applications took another dip for the week ending April 6, falling 1.9% from the previous week, according to data from the Mortgage Bankers Association (MBA).
Chord of Confidence: Making Real Estate Agents Look Like Rock Stars
Real estate moves fast, and how quickly you respond to prospective clients can make or break your chances of getting their business. Mortgage lenders, on the other hand, have a captive audience and don’t always feel the same urgency. At Quicken Loans, though, that’s not the case.
Reinventing Style on Wheels
MyCar EV is a fully electric golf cart
As a young entrepreneur, Alex Maz believes in the power of failure. The faster you fail, the faster you get to a winning idea that breeds lasting success, he believes. The 31-year-old Toronto native has applied that strategy to his own career. That’s led him to merge his marketing know-how and passion for green technology to design a fully electric golf cart called MyCar EV. As CEO and co-founder of MyCar EV, Maz is eager to show consumers what this tiny...
12 Documents to Organize Now—Before It's Too Late
In the daily hustle and bustle that is life, being prepared for our demise isn't usually a top priority. But what if you fall gravely ill or die unexpectedly? Here are experts tips on what documents you need to gather before it's too late, and what happens without them.
Fannie Mae increases debt-to-income ratio limit – so who benefits?
Before we get into the changes Fannie Mae recently made to its debt-to-income ratio limit, let’s review what a debt-to-income ratio is.
Cómo escoger la mejor hipoteca | El Nuevo Herald
Probablemente, la compra más grande que haga en su vida será la de una casa. Y escoger el mejor tipo de hipoteca es una de las decisiones más importantes que hará durante el proceso de compra. Con tantas diferentes opciones en el mercado, puede ser difícil encontrar una hipoteca razonable que se ajuste a sus metas financieras.
Wages Are Not Keeping Up With Home Prices: NAR
Sellers have been riding the high of rising home prices and fierce competition.
Homebuyers are retreating.
New Business Models: Disruption or Advancement?
Top Brokers Tell It Like It Is in RISMedia White Paper Sneak Peek
From Zillow Instant Offers to Opendoor, real estate professionals across the country are concerned about an ever-growing faction of so-called industry disruptors. RISMedia’s recently released White Paper, “The Disruption of the Real Estate Industry: A Survival Guide for Brokers and Agents,” includes exclusive RISMedia research on the topic, a look at some of the industry’s most noteworthy disruptors, and in-depth interviews wit...
Spouse's Bad Credit Killing Hopes of a Mortgage? Save Your Home and Marriage!
You probably didn’t think to run a credit check on your spouse before you got married. After all, love reigns supreme, right?
But when it comes time to buy a home and your lender reveals serious issues with your spouse’s credit, things can get awkward fast. Whether your spouse went on a few credit card–fueled spending sprees in grad school, has an old account collecting dust, or has a financial history that's much more troublesome—you're going to have to face reality. Because if you're lookin...
Tax Deadlines for Startups in California
Taxes are definitely not at the top of any startup’s priority list, but you have to remember that company taxes are a high-risk, low-reward endeavor. You don’t get any kind of big reward for doing it right (and it’s probably not the part of your job you’re most excited about), but if you do it incorrectly, it can cause some big issues. It may be hard to do it right, especially if you don’t even know what you’re supposed to be responsible for.
Not only will you need to ensure all of your paper...
Mortgage Rates Remain A Bargain But Borrowers May Need More Coaxing | Bankrate.com
Mortgage Rates Remain A Bargain But Borrowers May N...
Vacation with peace of mind
With a Hive smart home plan, you can jet to Washington, D.C. for a week or hit the beaches of Charleston for a long weekend—all without worrying about what’s going on at home.